MA-PD Deductibles Up, PDP Options Down Amid Big Policy Changes in 2025

Data illustrates the 2025 Medicare Part D plan landscape, including changes in premiums and plan options.

PDP options decreased to the lowest number since 2006. (Shutterstock)

Medicare Part D benefit policy changes included in the Inflation Reduction Act, namely a $2,000 out-of-pocket drug costs cap, will lead to lower out-of-pocket spending for some Part D enrollees, but higher costs for Part D plans overall in 2025, according to a KFF analysis.

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